Seeking for an advice

Hello po, gusto ko lang po sana mang hingi ng advice regarding on the loans na meron po ako currently. Plan ko po kasi this 2025 to be debt free. Here's the list of loans na meron po ako:

BDO - 50,000 - 5,400 monthly matatapos na hopefully this August. As of now on track pa naman po payments ko.

Sloan - 9,600 - overdue na po ako ng 1 month this January amounting to 3,600.

Spay - 8,810 - overdue na din po ako ng 1 month this January amounting to 2,970.

Tala - 3,100 - overdue for a month.

Skyro - 6,000 - 655 monthly currently on track.

Tiktok paylater - 1,885 - 500 monthly currently on track.

Person 1 - 100k, 8000 monthly

Person 2 - 12,000 - 6,000 January and February

With my expenses naman po, here's the fixed expenses:

Wifi - 1,700 (hybrid set-up) Electricity - 1,500 Water - 500 Household allowance - 6000 Fare to Manila (back and forth) - 1000 Office food allowance - 2400 (can still lower down) Office fare - 1400

I'm earning 41k a month po and is also a breadwinner. That 41k is gross income probably around 35k na lang po ang take home.

Tanggap kona po na masisira ang credit scores ko due to missed payments. Nawalan din po kasi ako ng work papa-end ng year and hindi nai-keep up ng savings ang bayarin. But this January, nag start naman na po ako sa new job. However, aware naman po akong hindi ko sya mababayaran ngayong month lahat. Among those debts po sa taas ano po kaya yung pwede kong i-sacrifice?

Would highly appreciate your insights and advices po. Thank you!