Best results being tummy tuck or would 360 lipo due?

K, all- I’ve been researching like heck and keep on going back and forth. I’ve fluctuated up and down within about 20 lbs range (once about 60 lbs when a teen)- and even at my lower weight struggle to lose fat around middle. Please don’t suggest lifestyle changes as I’m all about those in combo and I’m going for a surgery to really help me with mid section fat. I will continue to weight train but where I notice possible laxity is around lower abdomen. I’m 38/ no kids and don’t plan to have any. I’ve had different feedback and will have a consult with surgeon … but he tends to suggest a TT. When I bend over there’s some over flap that concerns me ..? When I lay on my side … my tummy fat has some crinkled skin … but while standing on a good week… doesn’t look that lax? So… would you think 360 lipo might work? I’m nervous about recovery of TT and how in depth the surgery is. But also want the longest term benefit and flat tummy. I’ve attached pics and the last one is a goal pic. I’m also getting a breast reduction and uplift. Thank gaddddd. Ok- any input very welcome