BDO Home-loan for Foreclosed House & Lot

Hi. We're planning to get a foreclosed property owned by BDO. Would like to ask if anyone here can share their experiences with the process and how long did it take for their approval, especially as they mentioned that you can get longer payment terms with lower rates. Also if you have encountered any problems with them.

I only contacted them thru email and haven't been to their branch office to inquire personally.