The problem with Chime is....

Not much really? The customer service could be better I'm sure, but I've not had to use them much.

The main issue I see really is with those that don't understand the "early" Deposits and MyPay. You all have really got to better understand these things if you are using them.

STOP trusting those early deposits, so many things come in to play that could mess them up. If your job/income date says you are paid on FRIDAY, then don't expect it to come any other day than MAYBE the night before. If you consistently get it Wednesday night at 10pm, awesome! You are fortunate! That isn't your payday though and as we ALL have seen, it doesn't consistently land like that. Coming here and freaking out solves nothing, because Chime doesn't even have to release it to us until the day we are to receive it, 12:01am on our payday, Friday.

MyPay, I'll just simply state, all of you really need to just go read through how MyPay works. Long comment short, it is an Advance, on YOUR money, from YOUR next pay deposit. If you are taking $20 out of your next paycheck NOW, then when you get paid again it's gone. If you are going to constantly rely on it, it will be lowered! It also doesn't give you all of your mypay power up front, you won't get the full amount available probably until closer to your pay date. That's normal, but please go read their info on it so you can truly understand it!!

That's my rant for the day 🤪