Is an Ultra 7 265k that bad?

I want a PC and I've been undecided about the CPU. I use the following apps:

  • Photoshop
  • Video Enhance AI
  • CapCut
  • Gigapixel AI
  • Premiere Pro

Whenever I do play, it's mostly The Sims 4 and the old Nancy Drew games.

I saw that MicroCenter has the Ultra 7 265k for $229 when buying the motherboard. Would I be better off with a 14900k or 9950x? Should I just wait until February? I know there's rumors of a new GPU. A 5080 might be the sweet spot for what I do no? I know it's just rumors for now...

I've been looking at benchmarks for Topaz Video Enhance AI and the Intel CPU's have been faster even when using the same GPU. I wonder if that changed with the 9950x.

So far I've only purchased the the Lian Li a3 case and a 4tb ssd. haha