Parents going bankrupt
I’m only 20 and my mom just informed me she’s in 80 grand worth of credit card debt because of medical bills and she’s filing for bankruptcy. She said my dad is close behind. She said she makes too much to have all the debt wiped clean so she will have to make monthly payments for a while that will take most of the money she makes. She’s worried they’ll lose their house and I don’t have the space or money to take care of them. What should I be doing to help them? Do I send them monthly payments? I’m freaking out. Any advice is greatly appreciated.
Edit: My mom didn’t ask for financial help in fact she asked me not to help her. My mom and dad’s debt is separate. My mom has had to pay for multiple medical emergencies within the last few years for me, my brother, and my dad. We have insurance but the company has tried to pay for as little as possible. I promise my mom isn’t trying to gain my money.