Just received my rating of 80 percent. I’m so confused on what to waive.

Please break it down for my Barney style. English isn’t my first language and some of the jargon the internet is saying is confusing as hell.

So my questions are:

If I filed in June last year, am I going to have to pay back some money I made while on drilling status?

Do I have to waive anything or can I let the system do it automatically for me?

Is it better to waive drill pay over the VA disability compensation?

If I don’t do anything, is the VA going to choose for me?

I’m entirely lost at the entirety of what to do. Plus the math doesn’t add up to choose drill pay over my VA disability compensation each month.

Thank you in advance.