Good B650m motherboards?

Im currently in process of purchasing PC components for my first ever build, and now Im down to CPU, GPU and motherboard. First 2 are somewhat easy, I want good upgrade path so its AMD with AM5, either R5 7600 or R7 7700, for GPU I can wait for next gen this January, probably going AMD again.

But the motherboards... I know I want B650m, because I rushed it a bit and bought opened Asus A21 for good price, so Im stuck with mATX format. After watching reviews on YT and reading reviews on shop site Im buying everything from (I have it close in town, good for warranty) which tell me a bit more from actual owners. I really dont know... I have few options:

MSI Mag B650m Mortar - apparently not the best BIOS, most expensive, second position PCIe slot but has good I/O and VRM, has wifi and bt, but hard to find one in stock

ASrock PG Riptide B650m - highest RMA rate of all, which is concerning for its reliability, otherwise top PCIe slot, decent VRM

Asus TUF Gaming B650m Plus (wifi) - numerous bad experiences with warranty claims, various issues with wifi and BT, second position PCIe slot

Gigabyte Aorus B650m Elite AX - coil whine, numerous DOA or bend pins on arrival, but again very good I/O and VRM, top PCIe slot, build in wifi and bt but not the best, but again hard to find any in stock, newer revisions atleast

I will be glad for any feedback on these motherboards, again from actual owners.

Or I can wait for new wave of B850 motherboards and maybe even Ryzen 9000 series CPUs, as it dropped prices recently.

Sorry for longer post and not the best english, I just want to have it right first time if it is even possible 😃