Exploring Indian Railways Optional Travel Insurance – Worth It?
Hi everyone,
I’ve been thinking about the optional travel insurance offered by Indian Railways. They charge just 45 paise per passenger, but with around 22.21 million passengers traveling daily, they collect approximately 10.1 lakh rupees per day in insurance fees.
I'm curious:
- Are there any passengers here who have actually utilized these insurance benefits after a train accident?
- Do you think it's worth paying 45 paise for this insurance while traveling by train?
- How effective and legitimate is this insurance in providing coverage?
- Any thoughts on the transparency and handling of these funds by the insurance providers?
Looking forward to hearing your thoughts and experiences! 🤔
Hi everyone,
I’ve been thinking about the optional travel insurance offered by Indian Railways. They charge just 45 paise per passenger, but with around 22.21 million passengers traveling daily, they collect approximately 10.1 lakh rupees per day in insurance fees.
I'm curious:
- Are there any passengers here who have actually utilized these insurance benefits after a train accident?
- Do you think it's worth paying 45 paise for this insurance while traveling by train?
- How effective and legitimate is this insurance in providing coverage?
- Any thoughts on the transparency and handling of these funds by the insurance providers?
Looking forward to hearing your thoughts and experiences! 🤔