Is renewing my Amex Gold still worth it?
Hello. My Amex Gold renewal is coming up this summer, so I don’t need to make an immediate decision, but I’m starting to consider whether it’s worth keeping or switching to a different card. The annual fee has gone up to $325, and I want to hear everyone's insights.
Here’s my spending and travel habits:
Groceries: ~$500/month ($6,000/year)
Dining/Restaurants: ~$300/month ($3,600/year)
Travel: ~$7,000/year (including one international trip/a couple of domestic travels per year, booked with Amex Gold)
I signed up for the Amex Gold several years ago with a 70,000-point bonus, and while I’ve enjoyed the perks, I’m wondering if the annual fee is still worth it based on my spending.
Should I stick with the Amex Gold at renewal, or would switching to another card be a better fit? If the latter, any recommendations?
Thanks in advance for your advice!