Silently paying off debts- 2/6 done!
Just want to share. Nadale talaga ako sa big credit limit ng shopee at seabank + may pinasukang ✨risky side hustle✨
Huwag tularan ‼️‼️
Remaining debts: 5k - sa kuya ko 19k - sa online business ko 10k - sa lending business ng friend ko (5% interest)
Total debt since oct 2024 w/ interests: 80k++
Maliit lang yan compared to others but utang is utang
Used snowballing method, inuna ko talaga yung malalaki + interests rin. Lessen online shopping, nabenta ko rin ang ibang photocard collection ko, nagpagcash service, pati emergency fund nagamit, tinanggal ko lahat ng other payment methods ko aside cash sa foodpanda, grab, at shopee and very budgeted allowance weekly. Silently paying these off debts kasi ayokong mapagalitan 😭
Sana debt free na before june 2025 🙏🙏🙏🙏🙏