FHSA Deferral
Hey All,
I plan on buying a house in the next five years. I have 40k saved, so My FHSA will be maxed by 2029. However, I am getting married in August and would like to start contributing to my future wife's FHSA. The issue is that my wife will be in school for the next four years and makes under 15k yearly. Would it be wise to still contribute to her FHSA but defer the deduction until she is working full time or contribute to TFSA as she has all of her contribution room? If I defer the deduction, do I just not claim the FHSA slip when I do her taxes? I am not sure how the process works. Thank you for all the help in advance!