TDA after leaving the DOE

Hey y'all!

I left the DOE back in 2022 to switch career paths, but I'm curious about my TDA: would it be foolish to withdraw the money now? I'm not entirely sure about maturation of the funds/does anything even happen because I wasn't vested? Only asking because I might need the money to pay rent, but the lame option would be to incur more debt with my mom... what do ya'll think?