27year old Female, Fairly Healthy looking for insurance

Hello as the title says I am 27 years old, no chronic medical conditions and am currently uninsured. I started my first job out of grad school during open enrollment at my job when I was still 26 years old. I was on my parent's insurance at that time so I opted out of obtaining health insurance ( my mistake). To obtain insurance at my job I would have to pay crazy premiums which I don't think is worth it. I have an acute issue that I would like to see a primary care and likely obtain labs for. What is the best insurance plan for me? I made an account on marylandhealth connection which is showing different plans. I am looking at buying this specific UHC Bronze plan:

Monthly Premium: $225

Annual Deductible: $0

Annual Out of Pocket Max: $9200

Primary Care: $50 copay

Urgent Care: $1000 copay

ER Services:$1,500

Does this plan seem fair?

Also can someone please explain how the "annual out of pocket max" works. For example: if labs or imaging are ordered at my office visit will I have to pay the cost of labs out of pocket up until $9200???

Please advise ( I apologize if this is the wrong format, this is my first post)