Non-Dave Advice?
Been following this sub for a while. My wife and I entered BS7 this month after trying every wrong way to free ourselves from debt, then finally submitting and working each baby step as designed. My question is this…what is with all the people here offering either non-Dave or Dave-ish advice? Did you not look at the name of the sub when you came through the door? Why derail folks who come seeking real advice from people who know and have worked the Ramsey program? All those that want to push still investing for retirement instead of or while working the early baby steps and using the word arbitrage to sound financially sophisticated, why are you not over on the Robert Kiyosaki sub (I’m sure he’s got one)? Why not hang back and try to actually learn something from folks how have actually done it instead of trying to justify why debt really is necessary or pontificating about how the advice Dave and other Baby Steppers give is out of touch? I really am curious. TLDR: WTF is wrong with you people? 🤣