I’m 26 thinking of bankruptcy
So as the title says I’m (26m) contemplating a ch7 I’ve already had a consultation with a lawyer and he claims it’s a pretty straight forward case. What I’m really looking feedback on is if I should try to snowball my way out of this or learn my lesson and just file.
Amex cc: 6,400 Amex pl: 9,000 Discover cc: 8,000 Discover pl : 13,500 Chase cc : 18,000 Chase cc2: 8,000 Wells Fargo: 14,500 Citi bank cc: 3,800
Minimums : 2100$ for all.
My income 4k monthly after taxes , with side hustle bringing maybe an extra 500-1000 per month. I pay an additional 500$ for child support and 600$ for my car with insurance. I eat at work whatever they have available and usually use my side hustle money for gas , and small things. I work 9-5 so getting another job is possible , but then I wouldn’t really have anytime to see my daughter and more than likely her mom would fight for more money .
I know what seems the most logical to do , but I’m not sure if it’s ego or pride that refuses to give up on myself.