Is a sole $65,000 post-tax income enough for a frugal couple to live on in (Greater Western) Sydney, Australia? Budget included.

I come from a traditional background. I'm living with my family and seeking to eventually move out when married. I'd like to get feedback on a budget I've made. Are the figures realistic? Is there anything missing? I've placed an asterisk* on those I reckon may possible be a bit high.

Assuming $85,000 pre-tax, which would be $65,000 post tax. The following are for two people.

Home & Utilities (2 adults):

  • $400 per week 1 bedroom apartment or studio in Greater Western Sydney
  • $2,000 annually for furniture/appliances*
  • $250 quarterly for electricity
  • $100 quarterly for water
  • $70 monthly for home internet
  • $150x2 annually for phone plans

Groceries (2 adults):

  • $150 per week groceries

Eating out (2 adults):

  • $20x2 per week coffee and/or the odd take-out lunch
  • $60 per week eating out for two

Transport (2 adults):

  • $50x2 per week for Adult Opal cards
  • $6000 car
    • $300 monthly for petrol, insurance and tolls
    • $1250 annually for rego, service, repairs and fines

Personal (2 adults):

  • $750x2 annually for clothing and shoes*
  • $1000x2 annually for electronics*
  • $400x2 annually for running gear and/or gym
  • $1600x2 annually for education (this is more a misc)

Medical (2 adults):

  • $400x2 annual for for dental, eyecare, medicines and pharmacy*

Entertainment (2 adults):

  • $50 per month for books, movies or subscriptions

Total annual expenses is roughly $63,000.