Saving and investing

I am 25 yo, working in govt sector.

Having 13.5L in stocks/mutual funds and 14.5L in FD in bank. This gives me capital of 28L.

I am quite happy about my current amount but my target is to reach 1Cr in next 3 years.

Note: Govt servants not allowed options trading, side business,etc.

Lets see how it roles out.