Wtf is a credit card
Looking into applying for one but I legit do not understand it. Basically I have to spend money and to just to pay for the money I spent? Like why does that affect my credit why can’t I just keep a debit card and that be it?
Looking into applying for one but I legit do not understand it. Basically I have to spend money and to just to pay for the money I spent? Like why does that affect my credit why can’t I just keep a debit card and that be it?